If Money Talk isnt Easy Dont Marry

For the last few months, you've tried to get your fiancee to talk about money and he keeps changing the subject. Now you're six weeks from the wedding and you're feeling panicky after last night's conversation. You: "Honey, our wedding is in six weeks and I'm feeling very uncomfortable because we've never really talked about money and how we'll handle it after we're married. " He: "We did talk about it, sweetheart.

Lots of times. Aren't I paying for most the wedding expenses? And didn't we agree we'd take care of the details after we get back from our honeymoon." You: "Yes, but money is such an important part of marriage and I think we should clarify some things before we marry." He: "Why? I love you; you love me. I'm starting to feel you don't trust me." Big red flag here! Talking about money won't get any easier after you're married.

If you're an equal financial partner in your marriage, the finances will be an open book for you just by definition. It's about equal participation and financial transparency for both of you. You have to be financially intimate because once you say "I Do", you become one-half of a legal and financial partnership. Whatever your husband is doing financially, you're doing it too. Your fiancée shouldn't be resisting your need and desire to discuss money before the wedding. He should be welcoming your interest and desire to participate, especially if he believes you are an equal partner.

In the work I do, many women have asked me about the line between holding back financial information and abusive behavior by a spouse. Both result in a lack of financial information. Withholding financial information from a wife who asks about it is disrespectful and demeaning. If you choose not to ask, that may not be smart, but it's your choice. If you ask, but your husband won't tell you, that is a form of emotional abuse. You may have access to marital funds, reasonable mobility and buying choices.

You may be frustrated by your husband's behavior and attitude, but unlike financial abuse, you won't be consumed by fear and financial restriction. Financial abuse takes withholding behavior one step further. It's designed to isolate you into a state of complete financial dependence. The abuser is not out of control.

He knows what he's doing. Other people may find him charming and sensitive and he can adapt his behavior to the social setting. But his objective is to isolate you and make you totally dependent on him financially. He does that by making sure you can't get money and information without his approval first. Financial abuse can often lead to physical abuse as well. It happens within all age ranges, educational levels, ethnic backgrounds and financial levels.

The rich socialite who lives in the largest house in the best neighborhood is as likely to be a victim of financial abuse as the poorest wife in the toughest section of town. When you're intelligent enough to sense a red flag before your wedding because you want to talk about money before marriage, you are acting responsibly. But your fiancee is already showing you that money is not an easy subject for him. Are you uncomfortable discussing other things with your fiancee. Whatever those things are, count on the fact that they'll be bones of contention after you're married. Getting out of marriage isn't nearly as easy as postponing or calling off a wedding.

Be honest with yourself . With that feeling in the pit of your stomach, it's quite possible you're engaged to the wrong person. Going into marriage with red flags is like skiing downhill blindfolded.

You wouldn't do that either.

Helga Hayse is author of "Don't Worry about a Thing, Dear" - Why Women Need Financial intimacy. She teaches women about participating and understanding their marital finances. She speaks to financial planners and estate planners about how to encourage crucial conversations within families.

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